Travel insurance is one of those coverages everyone should consider, particularly if your trip cost thousands of dollars. If you have planned a trip where you have made deposits or if some items are nonrefundable, then travel insurance will come to your rescue if you must cancel the trip for any number of reasons. A standard policy covers the nonrefundable penalties or losses if you cancel due to:

1.       You or a family member cannot travel due to sickness, death, layoff etc. If there is a good reason to cancel the trip, then travel insurance will come to your rescue. For example, if your aging parents are coming to visit and you are reserving a hotel for them, you might want travel insurance. If you use an online site that states no refunds when you book the reservation, then travel insurance can reimburse you if your aging parents become ill and you must cancel the hotel reservation.

2.       If the tour company you used goes out of business, then travel insurance can reimburse you for your costs. After all, since they went out of business you can't count on them to reimburse you.

3.       If you miss a flight (for some reason other than your own fault) that means the trip or part of the trip is cancelled, then you want travel insurance. Travel insurance can reimburse you for what had to be cancelled or changed due to the flight problems.

Some travel insurances include other reasons they will reimburse you for expenses. Talk with an independent agent before going on your trip, and then relax knowing that if part or all of the trip has to be cancelled, travel insurance can come to your rescue.

Get on that plane with peace of mind. Call Salzberg Insurance Agency at (757) 583-1828 for more information on Norfolk travel insurance.

Posted 10:19 AM  View Comments

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