Contractors work in potentially dangerous environments. Working with water, electricity, power tools and construction items all pose their risks. Some can cause serious bodily injuries, and others can cause death in the right conditions. Therefore, just by working in these sensitive environments, individuals expose themselves to risks. Safety gear, as a result, is not an option for businesses that have their long-term security in mind. So, how can you make sure your employees have the protection they need? What safety gear should you require of your workers?
To Determine Gear, Look at Your Needs
Every contractor works in different settings. It’s self-evident that they’ll need safety gear based on the needs of their business. However, there are many types of safety gear that can protect any worker, in any industry.
- Hard hats
- Goggles or protective glasses
- Gloves, both disposable and multi-use
- Industry appropriate clothing. For example, a plumber might need a wet suit, while builders likely need heavy work boots.
- Reflective clothing, such as neon vests
- Ear protectors
- Knee or elbow pads
- Safety harnesses, for those who will work in elevated areas
- Hazmat safety gear
Keep in mind, your particular construction project might need only a few of these items, or certain items not listed here. However, the key is to look at your individualized needs as a business. You should always require employees to wear any recommended gear, or that required by law. Certain regulations do exist that require employees to wear certain items.
Individual employees should also know when they should take personal safety precautions, beyond any requirements. For example, a contractor with bad asthma might need to wear a mask at all times when on a construction site. Make sure you provide proper guidance for those who need to take further precautions.
Insuring Contractors for Safety
No matter how many safety precautions contractors take, there’s always a chance they could get hurt on the job. As a result, contracting companies should carry sufficient workers’ compensation insurance in case of employee injuries. Workers’ comp can help contractors who get hut on the job cover the resulting injury costs. It might pay medical bills, supplement lost income, and provide legal assistance.
Most contractors will need high levels of workers’ compensation, because of the severity of injuries that might result in this environment. Therefore, companies should review their personal assets, and get enough coverage to insure those, in full. The goal is to get enough coverage so that you don’t have to pay an employee out of pocket for their injuries.
Don’t let your workers go without safety gear or workers’ compensation insurance. Therefore , talk to your insurance agent at 757.583.1828, and a professional risk manager, to learn how to make your operations more secure.
Also Read: Business Insurance for Specialty Construction